OPENING SESSION 

• Diana Mejía, Senior Specialist at the Directorate for Financial and Productive Development of CAF-development bank of Latin America
• Ambassador Javier Paulinich, Permanent-Secretary of the Latin American and Caribbean Economic System (SELA)
• Gloria González Zarazúa, Vice-minister MSME Development of the Ministry of Economy (MINECO) of Guatemala

COFFEE BREAK 

SESSION I. TRENDS AND PROSPECTS OF FINANCIAL INCLUSION IN LATIN AMERICA AND THE CARIBBEAN: MAIN TOPICS FOR THE AGENDA
Moderator: Amán Sánchez, Business Climate Advisor of the National Programme of Competitiveness of Guatemala.

• Alicia Frohmann, Advisor of the International Trade and Integration Division of the Economic Commission for Latin America and the Caribbean (ECLAC). Mecanismos de financiamiento para la internacionalización de las PYMES: condiciones actuales y recomendaciones
• Alba Escoto, Specialist on Research and Analysis of the Secretariat for Central American Economic Integration (SIECA, per its Spanish acronym). Inclusión de las MIPYMES para su inserción en el comercio internacional
• Diana Mejía, Senior Specialist at the Directorate for Financial and Productive Development of CAF-development bank of Latin America. Inclusión financiera de Mypimes
• Amán Sánchez, Business Climate Advisor of the National Programme of Competitiveness of Guatemala. La inclusión financiera en América Latina

Presentations will focus on the analysis of the main current trends and prospects for financial inclusion in Latin America and the Caribbean, as well as the most relevant issues that should be addressed to promote and strengthen the financial inclusion of MSMEs from a broader perspective beyond bankization.

Presentations of 20 minutes each.

Session open to the participation of financial institutions.

GENERAL DEBATE - QUESTIONS AND ANSWERS

COFFEE BREAK

This panel will include national authorities responsible for MSMEs in the Member States of SELA, who will present experiences in public policies aimed at promoting and fostering financial inclusion, as well as best practices in the field of regulatory frameworks, use of ICTs, financing promotion and facilitation, guarantees and innovative financing modalities, support for Fintech, among others.

Presentations of 20 minutes each.

Session for governmental focal points for MSMEs of the Member States of SELA.

12:30 – 1:00

1:00– 2:30

LUNCH

CONTINUATION: SESSION II. PUBLIC POLICIES FOR THE PROMOTION OF THE FINANCIAL INCLUSION OF MSMEs IN LATIN AMERICA AND THE CARIBBEAN
Moderator: Gloria González Zarazúa, Vice-minister MSME Development of the Ministry of Economy (MINECO) of Guatemala

• Tania González, Director (a.g.) of the Directorate of Capacity-Building for Small Business of the Ministry of Family, Community, Cooperative and Associative Economy of Nicaragua. Políticas Públicas para la Promoción de la Inclusión Financiera de las MIPYMES en América Latina y el Caribe
• Ana Cuellar, Chief of the Territorial Support Unit of the National Commission for Micro and Small Enterprises (CONAMYPE) of El Salvador. MIPYMES en EL Salvador
• Nayensky Concepción, Official in charge for Financial Inclusion of the Ministry of Industry, Trade and MSMEs of Dominican Republic. Inclusión Financiera de Mipymes en la República Dominicana

3:45 – 4:00

COFFEE BREAK

4:00 – 5:00

CONTINUATION: SESSION II. PUBLIC POLICIES FOR THE PROMOTION OF THE FINANCIAL INCLUSION OF MSMEs IN LATIN AMERICA AND THE CARIBBEAN 
Moderator: Gloria González Zarazúa, Vice-minister MSME Development of the Ministry of Economy (MINECO) of Guatemala

• Rosa Roque, Institutional Accountant of the Centre for the Promotion of Micro and Small Enterprises in Central America (CENPROMYPE). Financiamiento inclusivo
• Albert Chow, Chief Executive Officer (CEO) of the National Entrepreneurship Development Company Limited (NEDCO) of Trinidad and Tobago. National Entrepreneurship Development Company Limited
• Karen Hylton, Specialist of Financing of the Ministry of Industry, Commerce, Agriculture and Fisheries of Jamaica. Policies, Programmes and Initiatives for PromotingFinancial Inclusion in the MSME Sector: The Jamaica context
• Diana Hernández, Official for Export Development of the Belize Trade and Investment Development Service (BELTRAIDE). BELTRAIDE 

This panel will include national authorities responsible for MSMEs in the Member States of SELA, who will present experiences in public policies aimed at promoting and fostering financial inclusion, as well as best practices in the field of regulatory frameworks, use of ICTs, promotion and facilitation of financing, guarantees and innovative financing modalities, support for Fintech, among others.

Presentations of 20 minutes each.

5:00 – 5:30

GENERAL DEBATE - QUESTIONS AND ANSWERS

5:30 – 5:45

OFFICIAL PHOTOGRAPH

7:00 

DINNER OFFERED BY THE MINISTRY OF ECONOMY (MINECO) OF GUATEMALA AND THE PERMANENT SECRETARIAT OF SELA (BY INVITATION)

Wednesday, 31 October 2018

9:00 – 10:30

SESSION III: NEW FINANCIAL INSTRUMENTS AND THEIR POTENTIAL FOR SMEs: FINTECH, CROWDFUNDING, FACTORING, AND ICTs
Moderator: Jorge Mario Soto, Strategic Planning Analyst of the Workers’ Bank of Guatemala

• Alberto Wyderka, Director of the Chapter on Latin America and the Caribbean of Factors Chain International (FCI) - Argentina. Las cuentas por cobrar: problematica de las PYMES exportadoras
• Felipe Echandi Lacayo, President and CEO of Pan-Fintech of the Republic of Panama. Fintech e inclusión financiera: una oportunidad sin precedentes
• Aníbal Bermúdez, Advisor on Multilateral Affairs of the Social and Economic Development Bank of Venezuela (BANDES)
• Luis Felipe Villatoro, Director of the Normative Department of the Superintendency of Banks of Guatemala. Instrumentos financieros y sus potencialidades para las pymes: fintech, crowdfunding, factoring

Presentations will focus on the exchange of experiences and knowledge about innovative financial instruments that are available to MSMEs, not only from the perspective of bankization, but also of the potential that is opening up with the use of ICTs, crowfunding, factoring, their advantages and disadvantages, and their strengths and weaknesses. These presentations will open a debate on instruments for financial inclusion, and their usefulness and potential for MSMEs. 

Presentations of 20 minutes each. 

10:30 – 11:00

GENERAL DEBATE - QUESTIONS AND ANSWERS

11:00 – 11:30 

COFFEE BREAK 

SESION IV: PERSPECTIVE OF FINANCIAL SERVICE PROVIDERS FOR MSMEs
Moderator: Andrés Carranza, Consultant of the MSME and Cooperatives Programme of the Ministry of Economy (MINECO) of Guatemala

• Otto Gutiérrez Kikut, Chief of the Department for Strategic Programmes of the Central American Bank for Economic Integration (CABEI). Intermediación e Inclusión Financiera
• Maritza Canek Pinelo, Director of the Microfinance Chamber of Guatemala. Las microfinanzas: propiciando la inclusión financiera y social
• Claudia Soares, Real State Guarantee Register of Guatemala. Registro de garantías mobiliarias: Una herramienta para la inclusión financiera de las Mipymes

Presentations will be aimed at gaining knowledge about the practical experiences of financial service providers, the use of ICTs and electronic payments, among others. 

Presentations of 20 minutes each.

12:30 – 1:00

GENERAL DEBATE - QUESTIONS AND ANSWERS

1:00 – 2:30

Afternoon

2:30 – 3:30

SESSION V: PRIORITIES AND OPPORTUNITIES FOR COMPREHENSIVE FINANCIAL INCLUSION: PUBLIC-PRIVATE ACTION GROUPS
Moderator: Javier Gordon Ruiz, Director (a.i.) of Relations for Integration and Cooperation of the Permanent Secretariat of the Latin American and Caribbean Economic System (SELA)

In this session, working groups will be set up to identify priorities and points of interest that should be considered to promote and strengthen the financial inclusion of MSMEs from a public-private comprehensive view and perspective. 

• Working group: Central America
  Coordination: Rosa Roque, Institutional Accountant of the Centre for the Promotion of Micro and Small Enterprises in Central America (CENPROMYPE)
• Working Group: South America
  Coordination: Lucas Rubén, Director of SMEs Financing of the Ministry of Production of Argentina
• Working Group: The Caribbean
  Coordination: Karen Hylton, Specialist of Financing of the Ministry of Industry, Commerce, Agriculture and Fisheries of Jamaica

3:30 – 3:45 

COFFEE BREAK

Presentation by group coordinators about the main priorities and points of interest of public and private sectors to promote and strengthen the financial inclusion of MSMEs in Latin America and the Caribbean.

CLOSING SESSION 

• Ambassador Javier Paulinich, Permanent-Secretary of the Latin American and Caribbean Economic System (SELA)
• Rocío Molina Najarro, Director of Cooperation Projects and Programmes of the Ministry of Economy (MINECO) of Guatemala